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BMW World Mastercard

Use your BMW Credit Card and save 20% when you book a class through the BMW Performance Driving School.

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Elan Financial Services may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

©2024 Elan Financial Services.

©2024 BMW Financial Services NA, LLC. The BMW wordmark and BMW logo are registered trademarks of BMW AG.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to the Program Rules and Cardmember Agreement for additional information.

*The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Balance Transfer fees of 3% of each transfer amount ($5 minimum) apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

Balance Transfer Information: Balance transfer transactions from other Elan Financial Services accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 800-285-8585. After 10 days from account opening, requests to stop payment on Balance Transfer Check(s) issued by Elan shall not be honored unless the check(s) has been stolen, lost or destroyed.

1 To receive this one-time bonus, you must spend at least $500 in eligible net purchases (purchases minus credits and returns) within the first 90 days of account opening. 5,000 points will be credited to your account 6-8 weeks after the 90-day period. Eligible purchases do not include Advances, Balance Transfers, and Convenience Checks.

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2 Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. You will earn 4 points for every $1 in eligible net purchases at merchants classified as BMW, 3 points for every $1 in eligible net purchases at merchants classified as gas stations or electric vehicle charging stations, 2 points for every $1 in eligible net purchases at merchants classified as restaurants, 1 point for every $1 on all other eligible net purchases. "Restaurants" is defined as Eating Places and Restaurants or Fast Food Restaurants. You may not redeem points, and you will immediately lose all of your points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

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3 To receive this one-time bonus, you must spend at least $1,000 in eligible net purchases (purchases minus credits and returns) within the first 90 days of account opening. 7,500 points will be credited to your account 6-8 weeks after the 90-day period. Eligible purchases do not include Advances, Balance Transfers, and Convenience Checks.

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4 Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. You will earn 5 points for every $1 in eligible net purchases at merchants classified as BMW, 3 points for every $1 in eligible net purchases at merchants classified as gas stations or electric vehicle charging stations, 2 points for every $1 in eligible net purchases at merchants classified as restaurants, 1.5 points for every $1 on all other eligible net purchases. "Restaurants" is defined as Eating Places and Restaurants or Fast Food Restaurants. You may not redeem points, and you will immediately lose all of your points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

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5 Automatic statement credit(s) totaling up to $70 will be applied to your account when your Card is used for purchases made at BMW, including BMW Centers and BMW Financial Services. Credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). Only one total credit amount of up to $70 per Cardmember year per account, regardless of which Card(s) was/were used for the transaction(s). If eligible purchase is greater than $70, credit will be limited to $70.

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6 For redemptions, inquiries, and updates, Cardmembers may visit the Rewards Center online at mybmwcreditcard.com or call the Rewards Center at 888.229.8864. All redemptions are final.

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Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. You can find a description of the types of tracking technologies, and your options with respect to those technologies, by clicking "Learn more" below.